Game on for Albanese as election day begins

He walked onto the Melbourne Cricket Ground from the bunker on Saturday morning while voters arose to make their ultimate decision.

"Today's grand final day," he told Sunrise.

"We're into time-on and I've left nothing on the field - and I'll leave nothing on the field over the next three years if I'm re-elected as Australia's prime minister.

"I'm going to continue to kick goals for Australia."

After five weeks of campaigning with more than 70 stops across every state and territory, it all comes down to Saturday's poll.

But Mr Albanese is refusing to falter at the finish line and continues to spruik Labor's plans to cut student debt and boost Medicare throughout the morning.

He will keep courting Australians, alongside Labor colleagues, until voting booths close at 6pm.

"I'm captain of the team, but I'm not playing full-forward, centre half-forward and centre half-back," he said.

"We are a team where my entire cabinet have been out there campaigning very strongly, and I think that's a big distinction here.

"(The opposition) have been fumbling the ball on things."

The prime minister started his day from Melbourne but will later travel to Sydney where he is expected to cast his own vote.

Polling tipped in Labor's favour as the campaign wore on, but the possibility of a minority government looms large as more Australians move towards independents and the minor parties.

Mr Albanese urged Australians to "think very carefully", and warned against alternative options.

"We take absolutely nothing for granted until the results are in," he told Nine's Today show.

"People don't know what the outcome is going to be.

"I want people in Cabramatta and Liverpool to actually have someone who's a member of the government, rather than an independent who can sit back and wait for decisions to be made."

An estimated 10 million people are expected to cast their ballot on Saturday, with more than seven million having already voted during the two-week pre-poll period.